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Saturday, April 19, 2025

2022: Cass County aging and government transfer dependency trends

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John Lettieri, President and CEO of Economic Innovation Group | Official Website

John Lettieri, President and CEO of Economic Innovation Group | Official Website

In 2022, Cass County received $554.1 million in government transfer payments, equivalent to $14,761 per capita.

These payments—which include Social Security, Medicare, Medicaid, and income maintenance—accounted for 31.1% of all personal income in the county, according to information from the Economic Innovation Group.

This marks a slight increase in the county’s reliance on government transfers compared to 2012, when such payments made up 26.7% of total income. Since then, the share has risen by 4.4%.

Government transfer payments are non-repayable funds provided by federal, state, or local governments to support individuals in need. These payments aim to stabilize economic conditions and provide financial support during hardships. Key programs include Social Security transfers (retirement benefits), Medicare transfers (healthcare for seniors), Medicaid transfers (healthcare for low-income individuals), and income maintenance transfers (financial assistance for basic needs).

In 2022, government transfers in Cass County primarily focused on older adults—such as Social Security transfers, which totaled $159.3 million (28.7% of all transfer income), and Medicare, which accounted for $128.5 million (23.2%)—played a significant role in the county's overall income.

On a per capita basis, Social Security payments rose from $3,628 in 2012 and $1,025 in 1970 to $4,243 in 2022, reflecting a 17% increase over the past decade and a 314% shift since 1970.

Similarly, Medicare transfers climbed from $2,497 in 2012 and $220 in 1970 to $3,423, marking 37.1% and 1,455.9% increases, respectively.

These increases in per capita payments align with shifts in the county’s age distribution. In 2022, residents aged 65 and older made up 18.8% of the total population, compared to 15.7% in 2012 and 12.4% in 1970. While the senior share of the population has increased, the rise in per capita Social Security and Medicare transfers suggests that these assistance programs for older adults now require a larger share of government funding—either due to growing needs, expanded eligibility, higher benefit levels, or increased enrollment.

According to the Economic Innovation Group, total income in Cass County excluding public assistance amounted to $32,712 per capita in 2022, compared to $47,473 when government transfers were included.

Breaking down the other contributions in the county, Medicaid transfers made up $176.8 million, a 31.9% share of total income, while income maintenance programs, including assistance such as SNAP or TANF, added another $53.6 million, or 9.7% of the total.

Compared to the previous year, Cass County's reliance on government transfers decreased by 3.4%.

Government transfers have long been a modest financial safety net, historically comprising only a small fraction of Americans' income. However, since the 1970s—sometimes dubbed the “Great Transfer-mation”—dependency has surged from 8.2% (or $2,016 per capita in inflation-adjusted 2022 dollars) in 1970 to 17.6% (or $11,529 per capita) in 2022 nationwide.

According to the Economic Innovation Group’s analysis, these trends are not merely short-term responses to economic pressures but rather reflect a profound, long-term transformation in how government support is integrated into American life. The study illustrates that structural shifts—from rising healthcare expenses and demographic changes to stagnant wages—have significantly increased dependency on government transfers.

Breakdown of Government Transfers by Program in Cass County, 2022
Medicaid Transfers [31.9%]Social Security Transfers [28.7%]Medicare Transfers [23.2%]Income Maintenance Transfers [9.7%]

2022 Indiana County Rankings by Per Capita Government Transfers

CountyState Rank (Per Capita Transfers)Dependency on Transfers (%)% Population 65+Social Security Transfers (%)Medicare Transfers (%)Medicaid Transfers (%)Income Maintenance Transfers (%)Per Capita Transfers ($)
Fayette County138.55%20.86%28.9%24.9%31.5%9.5%$18,339
Jennings County233.32%17.13%25.9%17.3%42.6%9%$16,385
Knox County330.19%18.81%26.3%21.7%35.5%8.6%$16,335
Wabash County431.32%21.93%33.1%22.9%29.2%7.5%$16,286
Grant County533.77%19.41%29.3%21.8%29.7%9.9%$16,247
Wayne County631.81%19.56%30%25.6%27.6%10%$15,769
Blackford County735.19%22%33.4%27.6%22.6%9.4%$15,657
Orange County833.74%20.76%29.8%26%29%9.3%$15,429
Jefferson County928.73%19.37%31.3%24.1%29.8%8.3%$14,779
Cass County1031%18.84%28.7%23.2%31.9%9.7%$14,761
Starke County1134.81%20.53%35.3%23.2%24.8%10%$14,610
Randolph County1228.37%20.56%32.9%26.3%24.6%9.6%$14,595
Henry County1331.34%19.62%32.8%26.2%25.9%9.2%$14,557
Vermillion County1431.8%20.34%34.7%26%23%8.9%$14,555
Crawford County1535.11%21%33.9%19.1%27.3%10.3%$14,532
Greene County1628.16%20.19%31.8%23.8%26.3%9.2%$14,343
Lawrence County1727.34%20.4%33.1%22.6%27.3%9%$14,304
Howard County1830.13%19.92%35.6%25.7%20.7%10.4%$14,280
Delaware County1931.27%17.58%30.4%23.8%27.8%10.2%$14,217
Owen County2028.71%20.95%33.8%23.4%25.5%9.3%$14,183
Fountain County2127.69%20.26%35.3%29.5%18.8%8.6%$14,050
Pike County2229.49%21%34.6%23.1%26.5%8%$14,046
Brown County2323.56%26.46%42.4%26.4%16.9%7%$13,947
Madison County2429.98%18.74%33%26.2%23.8%10.3%$13,933
Vigo County2530%17.3%29.4%23.3%28.4%10.7%$13,809
Sullivan County2631.88%18.88%31.4%24.6%27.6%9%$13,749
Pulaski County2724.9%21.58%36.7%26.9%19.8%9.6%$13,695
Parke County2827.29%20.8%32.8%20.3%31.3%8.7%$13,666
Rush County2924.55%19.54%33.4%25.8%24.9%9.5%$13,526
Scott County3030.47%17.15%32.7%22.6%25.8%11.9%$13,476
Martin County3125.47%21.3%32.9%24%24.7%9.4%$13,416
Vanderburgh County3223.7%18.2%31.9%24%25.9%10.2%$13,408
White County3325.26%21.53%36.6%27.3%20.1%8.8%$13,295
Franklin County3423.78%19.87%38.8%31.8%15.1%8.2%$13,238
Clay County3529.72%19.11%35.1%22.7%23.2%10.4%$13,201
Jay County3624.47%18.64%33.6%26.4%22.7%10.2%$13,193
Tipton County3725.33%21.98%39.1%29.6%16.9%7.7%$13,097
Union County3826.71%21.1%32.5%27.3%22.9%10.2%$12,999
Huntington County3924.99%18.55%36.6%25.7%19.8%8.8%$12,827
LaPorte County4025.64%19.46%35.4%26.7%19.9%10.9%$12,820
Shelby County4124.45%18.69%34.7%25.7%22.9%9.2%$12,813
Lake County4224.1%17.82%32.1%25.9%22.5%12.3%$12,804
Perry County4328.65%19.41%36.1%25.4%23.2%8.5%$12,676
Fulton County4425.22%20.47%37.6%24.3%19.5%10.6%$12,629
Washington County4525.44%18.47%33.8%22.5%25.1%10.7%$12,628
Montgomery County4625%18.83%36%26%21.8%9.6%$12,484
Gibson County4722.64%18.18%35.2%25.5%21.6%8.5%$12,441
Ohio County4822.69%23.13%39.3%30.8%15.6%7.3%$12,353
Steuben County4922.53%22%41.2%27.1%13.8%8.7%$12,312
Harrison County5022.64%19.43%36.6%27.6%17.6%8.7%$12,273
Floyd County5120%17.55%34.6%24.6%23.5%9%$12,253
Spencer County5222.56%20.55%38.5%25.8%18.8%8.2%$12,240
Posey County5320.68%20.91%40.7%24.2%19.3%7.9%$12,235
Miami County5430.19%18.32%31.5%24.6%20.5%11.1%$12,178
Jasper County5520.91%18.88%39.8%30.7%12.6%8.8%$12,155
Dearborn County5621%19.2%37.9%28.6%18.5%7.9%$12,138
Morgan County5722.44%18.29%39.1%25.6%16.7%9.3%$12,041
Decatur County5823.11%17.73%36.3%25.3%21.7%10%$12,040
Clinton County5926%16.58%33.7%26.1%22.4%11.3%$11,972
DeKalb County6021.39%17.3%37%24.3%20.1%9.7%$11,756
Benton County6121.8%18%37.1%27.8%16.6%10.7%$11,739
Newton County6222.68%20.69%39%24.1%19.3%10%$11,723
Wells County6322.77%18.83%37.8%27.3%18.6%8.7%$11,690
St. Joseph County6420.4%16.85%33.3%22.1%24.8%12.1%$11,565
Clark County6521.64%16.75%34.3%26.3%21.2%9.8%$11,537
Warrick County6616.89%18.68%39.5%26.7%17.5%7.2%$11,527
Dubois County6717.42%18.79%39%24.8%21.2%7.6%$11,450
Warren County6821.37%21%41%23%19.8%8.5%$11,418
Whitley County6920.66%19.27%40.3%27.1%16.4%8%$11,402
Marshall County7021.46%18.91%38%24.5%19.8%10.2%$11,293
Ripley County7122.3%18.63%36.8%22.8%22.4%9.8%$11,250
Switzerland County7226.91%19.11%34.1%23.5%23.5%11.3%$11,197
Daviess County7319.15%15.98%27.3%20.9%33%11.1%$11,152
Porter County7417.4%18.25%41.6%27%15.4%7.9%$11,062
Marion County7516.6%13.2%28.1%21.3%25.1%15.6%$11,041
Allen County7619.26%15.63%33.6%22.1%23.9%12.2%$11,026
Jackson County7722%16.69%36.6%24.1%22.2%10.7%$10,873
Noble County7821.6%17.59%38.7%23.6%18.6%10.8%$10,840
Putnam County7922.81%17.45%39.2%25.5%17.1%9.2%$10,787
Bartholomew County8017.37%16.85%37.8%24.9%20.3%9.9%$10,754
Kosciusko County8118.2%18.19%40.5%24.9%17.1%9.9%$10,482
Carroll County8220.61%20.7%44%24.2%14.2%9.7%$10,419
Hancock County8316.7%17.11%40.7%27.3%13.4%7.7%$10,283
Elkhart County8417.5%15.43%34.1%23.6%22.1%13.1%$10,251
Johnson County8516.32%15.64%39.4%25.9%14.3%9.8%$9,682
Adams County8619.53%16.37%37.3%24.5%20.6%10.6%$9,501
Monroe County8717%14.76%35.7%20.6%23.2%9.5%$9,249
Boone County889.31%14.95%42.6%26.9%14.2%8%$8,510
Tippecanoe County8917.23%12.26%35.8%23.9%17%13.2%$8,165
Hendricks County9013.52%15%43.7%25.7%10.4%9%$8,144
Lagrange County9113.27%14.51%39.9%22.7%16.3%13.2%$7,408
Hamilton County927.42%13.85%45.6%26.6%8.7%8%$7,102

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